Standard Chartered Bank is a prominent international bank that serves customers across the globe with a broad range of financial services. One of the most popular services offered by the bank is personal loans, which are unsecured loans that individuals can use to meet their financial needs such as home renovations, wedding expenses, medical bills, and education expenses.
Eligibility and required documents
This article provides detailed information on how to apply for a Standard Chartered personal loan actively. To be eligible for the loan, the applicant must be an Indian citizen and salaried, between the ages of 21 to 65, earning a minimum monthly income of 25k, and having a good credit score. The required documents include identity proof (Aadhaar card, passport, voter ID card, driving license), address proof (Aadhaar card, passport, voter ID card, driving license, utility bills), income proof (latest salary slips, bank statements), and employment proof (offer letter, appointment letter, employee ID card).
How to apply for standard chartered loan?
To apply for a Standard Chartered personal loan, visit the bank’s website and click on the ‘Personal Loan’ tab actively. Enter the required details and click the ‘Submit’ button. A bank representative will call you to confirm your personal details and discuss the loan application process. After that, you must submit the necessary documents to the representative for verification. If you are eligible for the personal loan, the bank will process your application further. Once your application is approved, the loan amount will be finally disbursed to your bank account within 3-5 working days.
Standard Chartered personal loan provides several benefits:
- Quick loan processing, flexible repayment tenures ranging from 12 to 60 months.
- Competitive interest rates, and no requirement for collateral or security.
- This makes it a popular choice among customers who need quick and easy access to funds actively.
A Standard Chartered personal loan actively is a flexible and convenient option. It provides customers with easy loan processing and competitive rates. If you meet the eligibility criteria and have the required documents, you too can apply for this loan actively through the bank’s website and receive the loan amount in a matter of days.